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If I can't help you, I will find someone that can. We work with Realtors across the nation.

Buying or Selling Your Home

Allow us to be your Personal Assistant.

The first step in purchasing or selling your home is to find a realtor that you feel comfortable with and communicates well with you. When selecting a Realtor, knowing who the Realtor really represents is very important. A listing agent really represents the seller. Can a listing agent represent both the seller and buyer? Yes, but is that the right choice. A buyer's agent only represents the buyer. During our introduction meeting, we will discuss the different agent relationships. We will also identify your needs and wants.

The Financial Process
This is the second most important topic to discuss. We will discuss why this is important, how you can go about being pre-approved, and what will be the impact on your credit score. If not being at least pre-qualified, you may end up wasting a lot of your time looking for your new home. I will help you find the right mortgage person/company for your needs

Resales - Short Sales - Foreclosures
We will be happy to discuss the pros and cons of each.

The Contract Process
We will review the contract, the seller's disclosure, the initial deposit, selecting an attorney, and how a contract is processed including the different stages of the contract. 

The Contract was accepted - now what?
There are additional deposits, inspections, title insurance, homeowners insurance, home protection plan, and much more.

The Closing
This part of the buying process includes the mortgage commitment, walk-throughs, attending the closing, and how I and Coldwell Banker work with you after you have purchased your new home. Don't forget to ask me about our free HomeBase management system.

This is also a very important step in buying or selling a home. The realtor and future home buyer or seller get to meet each other, ask questions, set a plan of action and much more.

We are Internet Proficient and able to communicate with you wherever you are via e-mail, e-fax, e-signature, texting, and creating a web page if needed.

Moving / Relocation Reports (Click Here)


Start your home search now. 

Click here to create your new search home criteria. 

Click here for a Market Analysis of your home. 


Mortgage Calculators


Seller's Toolkit

  Avoid Common Selling Mistakes
  Preparing Your Home For Sale
  Make Yourself Scarce
  Market Analysis
  N.J. School Reports
  Open House Preparations
  Seller's Plan of Action
  Selling Up in Fall or Winter a Success
  Senior Resources for 55+ Real Estate
  Sweet Smell of A Sale
  The Right Selling Price
  Where To Begin

  Avoid Common Buyer Errors
  Buyer Resources
  Buyer's Team Members
  Buying Process
  Home Buyer Calculator
  How To Not Pay Too Much For Your New Home
  Market Analysis
  Mortgage Pre-Approval tips
  N.J. School Reports
  Search The Local Multiple Listing Service
  Senior Resources for 55+ Real Estate
  Smooth Home Purchase
  Where To Begin


Updater Partner -
We make moving

Click above for details.

I’ve partnered with Updater, a completely FREE, easy-to-use tool that’ll save you a TON of time on your moving-related tasks. It’s a great way to transfer and connect your utilities and home services, forward your mail with the USPS, notify businesses and accounts of your new address, claim special moving-related discounts, and send digital moving announcements to your friends and family. You’re going to love it!

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Whether you are planning to buy your first home or sell your existing home, contact us today! 

We'd love to hear from you!

To:  Emil Ratti