Buying Or Moving To A New Home With A Disability
While looking for housing, individuals with disabilities face three major challenges
: affordability, accessibility, and discrimination, according to the Special Needs Alliance. While housing prices across the country are experiencing a steady increase, the inclusion of accessible features has stagnated. According to the Centers for Disease Control and Prevention, one in four Americans
live with a disability of some kind, and they face the common challenge of finding an affordable accessible home.
Moving to a new home is a tedious task as it involves various steps of researching the market, managing finances, and hiring professionals to aid you in the process. Here are some tips to help you out along the way, courtesy of Emil Ratti.
Find the Right Home
While looking at homes to relocate, focus on the accessibility features it provides. This includes entrance ramps, accessible bathrooms and bedrooms,
wide hallways, centralized controls for electronics, and more. While you can hire professionals to modify your home according to your needs, it is better to buy an existing home that includes these features.
If you are planning to buy a home, especially as a first-time homeowner, here are the various aspects you should consider:
- Hire a real estate agent who understands your needs. Finding an accessible home on your own can prove to be difficult due to the limited options available in the market. An agent will provide knowledgeable insights and provide you with the best options that fit your price range. But be aware of potential pitfalls with buying a home “as-is”.
- Sound financial planning is needed to afford a home. Determine how much of your savings you are willing to spend as this will have a direct impact on the mortgage amount you will apply for. Additionally, a strong credit report will help you get better interest rates on your mortgage and make it easier for you to afford a house.
- Connect with a broker to gain assistance in applying for a mortgage. They can help you gather required documents, which include bank statements, tax filings, rental history records, identification, and more.
- Once you purchase your house, protect it with a warranty from the best home warranty company. A home warranty will help ensure that you’re not caught out by the cost of sudden expensive repairs.
Plan a Smooth Moving Experience
The first step is to make a checklist for packing. This list should include all the items you choose to move from your existing home to the new one. While making the list, identify items that you no longer need, such as old furniture, utensils, clothes, etc., and discard them. The fewer things you decide to move with, the easier and cheaper it will be.
Second, hire professional movers to help you pack. Movers will do all the heavy-lifting while you can supervise the handling of your most fragile and important items. Yes, you will incur a cost to avail of their service, but you will save time and effort and ensure that all your belongings are moved safely.
During unpacking, make a plan beforehand on how you want to place furniture and supplies in your new home. The most effective way is to go room-by-room and organize items how you want them. It can be difficult to move large furniture once movers are gone, so it’s a must to already have a layout in mind.
Lastly, pack essential items separately to have ease of access after moving. Essentials can include hygiene kits, clothes, food, water, chargers, medication, and other electronics you deem necessary.
Taking the help of professionals such as real estate agents and movers will make the process of buying and moving to your new home convenient and affordable, whether or not you have a disability. Take time to plan out the process beforehand, and ask for help from friends, neighbors, and family members.
If you need real estate services in New Jersey or around the country, trust the experience of Realtor Emil Ratti. Emil works with a national referring service.
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