Is Independent Living the Right Choice for You?
Recent research shows that 77% of adults 50 and over want to remain in their current homes. However, that isn't always the best choice in retirement. Independent living communities can provide a healthier environment for seniors that offer a vibrant life among peers instead of isolation. Here are some factors to consider to determine if independent living is right for you.
Benefits of Independent Living
Independent living offers many benefits. Imagine no longer having to cook your meals, clean your home, do your laundry or maintain your landscaping. Most senior communities take care of these tasks to give you the freedom to spend your time doing activities you enjoy.
Amenities in independent living communities encourage an active lifestyle with swimming pools, tennis or pickleball courts, fitness rooms, a movie theater, game rooms and a clubhouse. In addition, organized activities are offered, such as theme parties, entertainment, hikes, golf competitions and crafts.
Another benefit is that all accommodations are turn-key properties built with senior safety in mind. Standard features are safety bars in the bathroom, shower seating, wider doorways and lever handles on doors. You would probably have to remodel to add these features if you decide to remain in your home.
Tour Facilities To Find the Best Fit
There are a variety of communities to choose from in New Jersey and in the surrounding area. First, read reviews on local communities and research detailed facility reports, payment options and costs to narrow down your choices. Next, tour several communities to learn more about the accommodations, staff and amenities offered. Most facilities offer you a complimentary meal in the dining room. Spend that time observing the demeanor of the residents to determine if they are happy living there. If possible, talk to some occupants to ask more detailed questions about the community.
If you have a serious chronic health issue, a community that offers skilled care may be the best choice for your needs, and you should also tour those facilities. Another option is a continuous care community that offers more skilled nursing and round-the-clock care accommodations should you need them in the future.
Calculate the Cost
The average monthly cost in New Jersey for independent living is almost $6,000. Most seniors pay this through Social Security, annuity payouts, personal savings and retirement funds.
Another excellent option is to sell your home and use the profits to pay for your new accommodations. Consult with an experienced local real estate agent to conduct a professional market analysis on your home to determine the amount of money you can expect to make on the sale.
Move Into Your New Senior Community
Once you've found the best senior community for your retirement life, you begin the challenging process of downsizing your belongings. The best way to tackle this task is to process one room at a time and decide what you keep and what items you will sell or donate. It's easier to start with the unsentimental areas, such as the kitchen and bathroom, before going through the bedrooms and living rooms.
Once you're ready to move, contact one of the senior moving companies in New Jersey to safely pack and move your belongings to your new place.
If you want to retire to a maintenance-free lifestyle with amenities you enjoy, it's time to move to independent living. It's also ideal if health challenges make living in your current home difficult. While this is a major transition, you can smooth out the hiccups by researching the right community for your circumstances, understanding your budget and winnowing down your belongings.
Are you looking to sell your home to fund a move to independent living? Let real estate expert Emil Ratti help. Reach out today to get started! 201-280-2884
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