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Home Warranty Guide:



A home warranty is a service contract that helps homeowners cover costly, unexpected repairs on home systems and appliances that break down due to normal wear and tear. Before choosing a home warranty, it is important to research plans and get your questions answered. Be sure to read the plan thoroughly to know which appliances are covered and check for coverage limits. Most plans range from $350-600 (2019) per year as well as a fee per service call. It is smart to estimate the repair or replacement cost of your appliances then compare to the annual cost of a home warranty plan to determine if one is right for you.

First-time homebuyers frequently purchase home warranties as they may not feel knowledgeable or financially prepared for a major repair. Owners of older homes also benefit from having a home warranty because their appliances may be approaching 10-15+ years old and more likely to require costly repairs.

You should consider a home warranty as a supplement to your homeowners' insurance policy. 
Use Consumer Affairs' Home Warranty Guide to compare your options and read reviews before you make a decision!

Home warranty Guide: https://www.consumeraffairs.com/homeowners/aaa_warranties.html

Article Submitted (2019) By:
Alicia Wheeler
Content Marketing Specialist | ConsumerAffairs