Northern NJ Real Estate

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• Converging Positive Trends for Buyers

  Many anxious buyers have been sitting on the sidelines waiting for the time to finally make their move. Four factors are making that time now. First , sellers are realizing that proper positioning allows buyers to see value. They understand they need Read More... Posted Wednesday, June 03, 2009 10:39 AM by Emil Ratti | 0 Comments Filed under: Sellers, General, Buyers

• FDIC - Emergency Economic Stabilization Act of 2008

  U.S. Congress in 1933 to help maintain public confidence in the nation's financial system. Sovereign has been FDIC-insured since March 10, 1938. FDIC deposit insurance is backed by the full faith and credit of the United States government. There is Read More... Posted Monday, December 01, 2008 1:21 PM by Emil Ratti | 0 Comments Filed under: General

• FHA, Fannie Mae and Freddie Mac - Coming in 2009

  Federal Housing Administration (FHA) will require a higher down payment percentage after January 1, 2009. FHA, Fannie Mae and Freddie Mac mortgage loan limits will drop after January 1, 2009. First-time home buyers can only take advantage of a $7,500 Read More... Posted Friday, November 21, 2008 10:09 PM by Emil Ratti | 0 Comments Filed under: General, Buyers

• Condo and Townhouse Living

  Questions People Ask What is condo living? Is Condo a style, a type of ownership, a way of life? What do I own? What is included with the maintenance fee? Do some condos come without maintenance fees? What about townhouses; are townhouses different from Read More... Posted Saturday, November 01, 2008 3:27 PM by Emil Ratti | 0 Comments Filed under: Sellers, General, Buyers

• National Fire Prevention Month

  October is National Fire Prevention Month, which makes it an opportune time to review fire safety and prevention in your home. According to Meri-K Appy, president of the Home Safety Council, the time it takes to prevent fires is time well spent. In fact, Read More... Posted Saturday, October 11, 2008 11:16 AM by Emil Ratti | 0 Comments Filed under: General

• Making over a bathroom on a budget.

  According to the National Association of Realtors' (NAR) annual "Cost vs. Value Report," the bathroom is one of the most important features potential buyers look for in a home. What's more, NAR's 2007 report shows that a bathroom Read More... Posted Wednesday, September 24, 2008 7:11 AM by Emil Ratti | 0 Comments Filed under: Sellers, General, Buyers

• Real Deals For Second-Home Buyers

  According to Forbes magazine, second-home buyers can pick up a real deal these days. Interest rates are low, prices are affordable and there are plenty of available homes to choose from. According to the National Association of Realtors (NAR), many consumers Read More... Posted Sunday, September 14, 2008 11:08 AM by Emil Ratti | 0 Comments Filed under: General, Buyers