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Securing Financing in 2008
14 April 08 01:43 PM | Emil Ratti | 0 Comments   
By: Tim McLaughlin With stabilizing housing prices, relatively low interest rates and a good selection of properties to choose from, the biggest potential huddle a borrower will face in today’s market is financing options. Financing has become the Read More...
Home Prices Show Increases in Many Markets
15 March 08 01:24 PM | Emil Ratti | 0 Comments   
According to a mid-February report from the National Association of Realtors®, approximately half of metropolitan areas continued to show rising home prices in the fourth quarter of 2007. Last quarter, 73 out of 150 metropolitan statistical areas Read More...
Federal Reserve cuts benchmark interest rate.
06 November 07 07:55 AM | Emil Ratti | 0 Comments   
Last week, the Federal Reserve cut its benchmark interest rate by a quarter point, the second cut in six weeks. Decreasing the cost of money should positively impact consumer interest rates on credit cards, car loans, home equity lines of credit, mortgage Read More...
Most Expensive ZIP Codes In The Nation
28 September 07 04:43 PM | Emil Ratti | 0 Comments   
Forbes has released its annual ranking of the “Most Expensive ZIP Codes” in the nation. The rankings are based on median house prices, which were found to have increased in many areas across the country. Alpine, N.J. (07620) saw median home Read More...
As we get in to the dog-days of summer, the temperature isn’t the only thing heating up.
09 August 07 06:17 AM | Emil Ratti | 0 Comments   
The stock market had a strong surge on Tuesday fueled by positive inflation news and an increase in personal spending according to the Associated Press. The National Association of Realtors announced Wednesday that the Pending Home Sale Index saw a 5 Read More...
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Bergen, Passaic, and Essex County Housing Stats
23 July 07 06:25 PM | Emil Ratti | 0 Comments   
Bergen County Home Sales Residential 1-Family Market Absorption Rate 06/17/07 - 07/17/07 7.72 (7+ = Buyers Market) Bergen County Single Family Month Ave. Sale Price (x1000) '04 '05 '06 '07 Homes Sold '04 '05 '06 '07 Days Read More...
Americans Confident in the Value of Their Homes
29 June 07 04:32 PM | Emil Ratti | 0 Comments   
Results of a nationwide telephone survey conducted in June by The Boston Consulting Group find Americans are optimistic about the value of their homes. They are also positive about the residential real estate market and say that real estate does not impact Read More...
Here’s some recent good news.
04 June 07 08:18 AM | Emil Ratti | 0 Comments   
Interest rates are still at historic lows. Rates are well below the 8 percent level of early this decade when the housing boom began. Overall mortgage applications were up 17 percent for the week ended May 25, compared to the same week in 2006. Consumer Read More...
Some market facts
02 April 07 08:57 AM | Emil Ratti | 0 Comments   
· The Commerce Department reported that both personal incomes and consumer spending were up 0.6 percent from the previous month, the best showing since December. · Federal Reserve Chairman Ben Bernanke reconfirmed the Fed’s assessment Read More...
Existing home sales on the rise!
08 March 07 10:18 PM | Emil Ratti | 0 Comments   
Sales of existing homes rose three percent in January, reaching the highest level in seven months, according to the National Association of Realtors® (NAR). David Lereah, NAR’s chief economist, attributed some of the market activity to the unseasonably Read More...
Market Absorption
10 February 07 09:26 PM | Emil Ratti | 0 Comments   
According to Real Estate Insights , the National Association of Realtors (NAR) magazine, as 2006 came to a close, there was a marked decline in the month's supply of inventory available on the market, down from an average of 7.2 months to 6.4 months. Read More...
Secondary MarketingTakeaways:
26 December 06 11:02 AM | Emil Ratti | 0 Comments   
Rates continue the slow grind downward, as Fixed Income prices improved just under another 25 bps this week. The curious focus is the yield curve: the 2 to 10 year Treasury curve remains inverted at negative 15bps. To put this more in perspective, any Read More...
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Improving Your Credit Score
26 December 06 10:54 AM | Emil Ratti | 0 Comments   
In this current market environment wherefore and more borrowers are being forced to go with below credit or Sub-Prime loans due to low credit scores, the question is being asked: How do I maintain an above average credit score? Answer: You are your own Read More...
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